
Furthermore, the mechanisms and financial dynamics of a company can above all be appreciated from the outside. reading the balance sheet and the profit and loss statement. To be very concrete and factual, financial analysis is essential. It provides the analyst provides an intimate understanding of the company, its strengths and weaknesses as well as its multiple characteristics.
It is this understanding that makes it possible to assess the resilience of the company in the face of new challenges. other macro-economic, sectoral realities, etc. It is the confrontation of multiple information and analyzes carried out from different prisms which can give a realistic assessment of the way in which this company will evolve over the coming months, and what will be its solvency? and its capacity à honor its commitments.

So yes, credit analysis is of course essential, and it is for this reason that you can now find the Credit Management tools' tutorials updated for your needs regarding:
- The analysis of the profit and loss statement: what are its components and how to interpret them.
- How to understand and analyze the balance sheet? A little more complex to understand, the balance sheet represents the current state of a company, what are its resources and how does it use them?
- What is Tangible Net Worth? Once the excess has been removed, what remains of the company's valuation? The TNW, which is therefore a very interesting indicator for the credit analyst.