Setup of Credit Notation

Personalize your criteria to achieve the credit rating of your customers.
Ponder the weight of each criteria in the calculation.
Ensure that the total weight of all criteria is indeed equal to 100%.
The credit rating is calculated on a total of 600 points. You can specify penalties in number of points for answers 1 (the worst rating)
The number of points awarded for each criterion is calculated with the chosen answer (answer 1 gives no point when answer 7 provides maximum points) and the weight of the criterion.

	Criterion n°1	Criterion n°2	Criterion n°3	Criterion n°4
Description
Detailled description	What is the company legal form of your buyer?	What is the age of the company of your buyer?	What is the payment behavior of your buyer with you or with others (ask for references)?	What is the payment term in days granted to your customer?
Answer 1
Answer 2
Answer 3
Answer 4
Answer 5
Answer 6
Answer 7
Weight in %
Penalty answer 1
Penalty answer 2

	Criterion n°5	Criterion n°6	Criterion n°7	Criterion n°8
Description
Detailled description	What is the point of view of the sales manager about creditworthyness of the buyer?	What is the evolution of orders passed by your buyer?	EBIT ratio computed with the EBIT amount / Sales amount	What is the sales trend of this company compare to previous year
Answer 1
Answer 2
Answer 3
Answer 4
Answer 5
Answer 6
Answer 7
Weight in %
Penalty answer 1
Penalty answer 2

	Criterion n°9	Criterion n°10	Criterion n°11	Criterion n°12
Description
Detailled description	What is the part of the Equity in the total liabilities of the balance sheet? Higer it is, more the company is independent to finance its business	Financial ratio showing the level of indebtedness of the company. It should not be higher than 1	Working capital is computed as following: Equity minus fixed assets. It shows the part of the equity which finance the current assets	Cash flow is the amount of cash generated and used by a company in a given period. It is computed as following: Equity - fixed assets - inventories - accounts receivable + accounts payable
Answer 1
Answer 2
Answer 3
Answer 4
Answer 5
Answer 6
Answer 7
Weight in %
Penalty answer 1
Penalty answer 2

Total of % allocated* : 100 %

*Must be equal to 100

Set up of Credit Notation